Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,987 | $82,523-39.4% | $115,752-56.8% | $70,126-28.7% |
| Participation rate | 43.7% | 74.0%-30.3pp | 77.8%-34.1pp | 69.5%-25.9pp |
| Annual return | 11.38% | 28.22%-16.8pp | 19.41%-8.0pp | 73.15%-61.8pp |
| Employer contribution / active EE | $796 | $2,758-71.2% | $3,492-77.2% | $2,343-66.0% |
| Participant deferral / active EE | $1,463 | $4,062-64.0% | $5,204-71.9% | $3,332-56.1% |
| Admin fee / account holder | $10,673 | $4,552+134.5% | $6,278+70.0% | $4,645+129.7% |