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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,972 | $181,896+13.2% | $156,551+31.6% | $273,972-24.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 0.16% | 30.74%-30.6pp | 32.23%-32.1pp | 41.46%-41.3pp |
| Employer contribution / active EE | $9,205 | $6,248+47.3% | $5,501+67.3% | $4,869+89.1% |
| Participant deferral / active EE | $4,269 | $5,550-23.1% | $4,871-12.4% | $5,287-19.3% |
| Admin fee / account holder | $5,536 | $15,560-64.4% | $13,028-57.5% | $10,133-45.4% |