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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,586 | $138,102+45.2% | $125,381+60.0% | $134,532+49.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.93% | 750.73%-774.7pp | 572.31%-596.2pp | 418.27%-442.2pp |
| Employer contribution / active EE | $5,758 | $5,245+9.8% | $4,815+19.6% | $4,741+21.4% |
| Participant deferral / active EE | $5,731 | $7,801-26.5% | $7,448-23.1% | $6,401-10.5% |
| Admin fee / account holder | $6,107 | $11,568-47.2% | $10,007-39.0% | $11,429-46.6% |