Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,332 | $52,678-63.3% | $75,784-74.5% | $59,633-67.6% |
| Participation rate | 48.3% | 67.2%-18.9pp | 75.8%-27.5pp | 68.7%-20.4pp |
| Annual return | -3.48% | 2.95%-6.4pp | 9.68%-13.2pp | 2041.40%-2044.9pp |
| Employer contribution / active EE | $830 | $2,193-62.2% | $3,323-75.0% | $2,203-62.3% |
| Participant deferral / active EE | $1,428 | $2,591-44.9% | $3,652-60.9% | $3,192-55.3% |
| Admin fee / account holder | $1,198 | $3,610-66.8% | $5,300-77.4% | $4,297-72.1% |