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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,294 | $60,139-29.7% | $90,461-53.2% | $79,856-47.0% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 7.17% | 71.96%-64.8pp | 1294.76%-1287.6pp | 31.71%-24.5pp |
| Employer contribution / active EE | $2,707 | $2,069+30.9% | $3,264-17.1% | $2,471+9.6% |
| Participant deferral / active EE | $1,779 | $2,939-39.5% | $3,964-55.1% | $3,741-52.4% |
| Admin fee / account holder | $14,625 | $3,978+267.6% | $5,617+160.4% | $5,306+175.6% |