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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,682 | $85,766-45.6% | $136,298-65.8% | $70,126-33.4% |
| Participation rate | 76.1% | 74.2%+1.9pp | 81.9%-5.9pp | 69.5%+6.5pp |
| Annual return | 16.37% | 31.46%-15.1pp | 5156.27%-5139.9pp | 73.15%-56.8pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,659 | $5,051-47.4% | $6,247-57.4% | $3,332-20.2% |
| Admin fee / account holder | $951 | $5,421-82.5% | $9,244-89.7% | $4,645-79.5% |