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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,797 | $134,001-34.5% | $112,258-21.8% | $134,509-34.7% |
| Participation rate | 55.0% | 78.6%-23.6pp | 75.1%-20.1pp | 81.2%-26.2pp |
| Annual return | 0.93% | 47.15%-46.2pp | 27.47%-26.5pp | 418.13%-417.2pp |
| Employer contribution / active EE | $2,042 | $4,039-49.4% | $3,636-43.8% | $4,741-56.9% |
| Participant deferral / active EE | $5,312 | $5,291+0.4% | $4,728+12.3% | $6,400-17.0% |
| Admin fee / account holder | $4,762 | $7,491-36.4% | $6,411-25.7% | $11,427-58.3% |