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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,766 | $106,749+20.6% | $145,433-11.5% | $82,448+56.2% |
| Participation rate | 79.4% | 75.6%+3.8pp | 82.1%-2.7pp | 68.1%+11.3pp |
| Annual return | 12.58% | 27.59%-15.0pp | 66.58%-54.0pp | 41.64%-29.1pp |
| Employer contribution / active EE | $8,217 | $3,444+138.6% | $4,554+80.4% | $2,551+222.1% |
| Participant deferral / active EE | $7,237 | $6,519+11.0% | $7,897-8.4% | $4,139+74.8% |
| Admin fee / account holder | $119,324 | $8,390+1322.2% | $13,129+808.9% | $7,234+1549.4% |