Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,000 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 15 · EIN 26-4310632 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,058 | $50,898-23.3% | $171,082-77.2% | $55,167-29.2% |
| Participation rate | 56.3% | 63.3%-6.9pp | 76.7%-20.4pp | 69.0%-12.7pp |
| Annual return | 9.11% | 15.34%-6.2pp | 32.56%-23.4pp | 169.23%-160.1pp |
| Employer contribution / active EE | $295 | $1,433-79.4% | $4,002-92.6% | $1,963-85.0% |
| Participant deferral / active EE | $1,974 | $2,994-34.1% | $4,797-58.9% | $3,054-35.4% |
| Admin fee / account holder | $9 | $500-98.2% | $8,520-99.9% | $504-98.2% |