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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,320 | $165,381-17.0% | $149,730-8.3% | $158,966-13.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.25% | 348.29%-340.0pp | 276.70%-268.5pp | 302.95%-294.7pp |
| Employer contribution / active EE | $10,092 | $5,104+97.7% | $4,645+117.3% | $4,762+111.9% |
| Participant deferral / active EE | $8,261 | $7,182+15.0% | $6,843+20.7% | $5,983+38.1% |
| Admin fee / account holder | $7,815 | $10,809-27.7% | $9,310-16.1% | $11,250-30.5% |