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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,278 | $138,075-28.1% | $123,552-19.6% | $135,379-26.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 6.70% | 153.70%-147.0pp | 119.20%-112.5pp | 519.79%-513.1pp |
| Employer contribution / active EE | $10,202 | $5,152+98.0% | $4,628+120.4% | $4,779+113.5% |
| Participant deferral / active EE | $9,511 | $6,800+39.9% | $6,426+48.0% | $5,609+69.6% |
| Admin fee / account holder | $1,101 | $10,917-89.9% | $9,285-88.1% | $10,828-89.8% |