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| Provider | Service type | Compensation |
|---|---|---|
Service code 19 · EIN 51-0396365 | Securities Custodian | $29,145 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO INC Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB INVEST MGMT INC Service code 28 · EIN 94-3106735 | Investment Management | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,389 | $37,039-20.7% | $147,617-80.1% | $59,188-50.3% |
| Participation rate | 68.9% | 63.8%+5.2pp | 84.6%-15.7pp | 69.4%-0.5pp |
| Annual return | 2.16% | 7.19%-5.0pp | 61.98%-59.8pp | 5.51%-3.3pp |
| Employer contribution / active EE | $657 | $1,353-51.5% | $5,564-88.2% | $2,098-68.7% |
| Participant deferral / active EE | $1,860 | $2,094-11.2% | $4,895-62.0% | $3,265-43.0% |
| Admin fee / account holder | $20 | $60-66.8% | $11,612-99.8% | $92-78.3% |