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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,898 | $91,179+85.2% | $178,499-5.4% | $79,852+111.5% |
| Participation rate | 91.0% | 69.2%+21.8pp | 81.9%+9.1pp | 69.6%+21.4pp |
| Annual return | 7.01% | 24.19%-17.2pp | 151.10%-144.1pp | 31.72%-24.7pp |
| Employer contribution / active EE | $3,894 | $3,256+19.6% | $5,011-22.3% | $2,471+57.6% |
| Participant deferral / active EE | $4,476 | $3,236+38.3% | $5,202-14.0% | $3,740+19.7% |
| Admin fee / account holder | $5,383 | $6,749-20.2% | $13,986-61.5% | $5,306+1.4% |