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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,058 | $85,171+66.8% | $172,752-17.8% | $72,975+94.7% |
| Participation rate | 96.0% | 70.1%+25.9pp | 82.6%+13.4pp | 69.5%+26.5pp |
| Annual return | 14.32% | 27.32%-13.0pp | 802.97%-788.7pp | 81.01%-66.7pp |
| Employer contribution / active EE | $4,421 | $3,324+33.0% | $5,144-14.1% | $2,440+81.2% |
| Participant deferral / active EE | $4,980 | $3,260+52.8% | $5,198-4.2% | $3,608+38.0% |
| Admin fee / account holder | $8,729 | $5,880+48.4% | $13,955-37.4% | $5,124+70.4% |