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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,303 | $55,472+232.2% | $155,567+18.5% | $74,546+147.2% |
| Participation rate | 78.8% | 61.9%+16.9pp | 78.2%+0.7pp | 67.2%+11.6pp |
| Annual return | 11.81% | 268.72%-256.9pp | 64.74%-52.9pp | 1366.03%-1354.2pp |
| Employer contribution / active EE | $4,225 | $2,269+86.2% | $4,674-9.6% | $2,624+61.0% |
| Participant deferral / active EE | $5,123 | $2,838+80.5% | $5,628-9.0% | $4,347+17.8% |
| Admin fee / account holder | $10,745 | $1,743+516.6% | $15,916-32.5% | $1,944+452.9% |