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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,303 | $55,470+232.3% | $155,556+18.5% | $74,478+147.5% |
| Participation rate | 78.8% | 61.9%+16.9pp | 78.2%+0.6pp | 67.2%+11.6pp |
| Annual return | 11.81% | 269.80%-258.0pp | 64.84%-53.0pp | 1370.56%-1358.8pp |
| Employer contribution / active EE | $4,225 | $2,267+86.4% | $4,675-9.6% | $2,626+60.9% |
| Participant deferral / active EE | $5,123 | $2,838+80.5% | $5,631-9.0% | $4,350+17.8% |
| Admin fee / account holder | $10,745 | $1,744+516.0% | $15,885-32.4% | $1,946+452.2% |