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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,303 | $55,446+232.4% | $155,574+18.5% | $74,429+147.6% |
| Participation rate | 78.8% | 61.9%+16.9pp | 78.2%+0.6pp | 67.2%+11.6pp |
| Annual return | 11.81% | 269.20%-257.4pp | 64.87%-53.1pp | 1368.38%-1356.6pp |
| Employer contribution / active EE | $4,225 | $2,266+86.5% | $4,676-9.6% | $2,625+61.0% |
| Participant deferral / active EE | $5,123 | $2,836+80.7% | $5,629-9.0% | $4,348+17.8% |
| Admin fee / account holder | $10,745 | $1,743+516.5% | $15,914-32.5% | $1,944+452.6% |