Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,640 |
ADP BROKER-DEALER7+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: MORGAN STANLEY Service code 49 4114 WOODLANDS PKWY · PALM HARBOR, FL 34685 | Other Services | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,785 | $124,314-88.9% | $109,163-87.4% | $167,518-91.8% |
| Participation rate | 81.8% | 79.4%+2.4pp | 75.9%+5.9pp | 82.1%-0.3pp |
| Annual return | 13.40% | 26.04%-12.6pp | 25.75%-12.4pp | 478.71%-465.3pp |
| Employer contribution / active EE | $43,658 | $4,209+937.3% | $3,723+1072.8% | $4,838+802.3% |
| Participant deferral / active EE | $16,106 | $5,256+206.4% | $4,654+246.1% | $6,342+154.0% |
| Admin fee / account holder | $8 | $7,973-99.9% | $6,754-99.9% | $12,312-99.9% |