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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,928 | $162,136+104.7% | $152,301+117.9% | $154,746+114.5% |
| Participation rate | 92.3% | 84.1%+8.2pp | 82.4%+9.9pp | 80.7%+11.6pp |
| Annual return | 7.80% | 91.02%-83.2pp | 80.50%-72.7pp | 172.34%-164.5pp |
| Employer contribution / active EE | $14,943 | $4,890+205.6% | $4,624+223.1% | $4,379+241.2% |
| Participant deferral / active EE | $15,243 | $8,341+82.8% | $8,004+90.4% | $6,730+126.5% |
| Admin fee / account holder | $110,215 | $15,759+599.4% | $14,398+665.5% | $14,365+667.2% |