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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,928 | $196,972+68.5% | $182,262+82.1% | $198,609+67.1% |
| Participation rate | 92.3% | 85.7%+6.6pp | 84.2%+8.1pp | 82.4%+9.9pp |
| Annual return | 7.80% | 158.27%-150.5pp | 140.60%-132.8pp | 202.70%-194.9pp |
| Employer contribution / active EE | $14,943 | $5,364+178.6% | $5,046+196.1% | $5,055+195.6% |
| Participant deferral / active EE | $15,243 | $8,643+76.4% | $8,276+84.2% | $6,977+118.5% |
| Admin fee / account holder | $110,215 | $18,429+498.1% | $16,712+559.5% | $19,030+479.2% |