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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,928 | $154,228+115.2% | $145,433+128.2% | $137,256+141.8% |
| Participation rate | 92.3% | 83.8%+8.5pp | 82.1%+10.2pp | 80.0%+12.3pp |
| Annual return | 7.80% | 74.59%-66.8pp | 66.58%-58.8pp | 220.34%-212.5pp |
| Employer contribution / active EE | $14,943 | $4,804+211.0% | $4,554+228.1% | $4,156+259.5% |
| Participant deferral / active EE | $15,243 | $8,216+85.5% | $7,897+93.0% | $6,407+137.9% |
| Admin fee / account holder | $110,215 | $14,344+668.4% | $13,129+739.5% | $12,270+798.2% |