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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,677 | $39,245+36.8% | $64,105-16.3% | $52,331+2.6% |
| Participation rate | 62.0% | 58.2%+3.8pp | 68.2%-6.2pp | 68.1%-6.1pp |
| Annual return | -0.40% | 14.79%-15.2pp | 791.24%-791.6pp | 4.54%-4.9pp |
| Employer contribution / active EE | $714 | $736-3.1% | $1,820-60.8% | $1,882-62.1% |
| Participant deferral / active EE | $2,458 | $1,992+23.4% | $2,822-12.9% | $3,022-18.7% |
| Admin fee / account holder | $2,429 | $592+310.0% | $4,499-46.0% | $592+310.6% |