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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,089 | $185,883-24.6% | $170,043-17.6% | $139,466+0.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 26.01% | 60.54%-34.5pp | 53.40%-27.4pp | 373.66%-347.7pp |
| Employer contribution / active EE | $6,227 | $7,596-18.0% | $6,790-8.3% | $4,754+31.0% |
| Participant deferral / active EE | $12,182 | $11,626+4.8% | $10,410+17.0% | $6,712+81.5% |
| Admin fee / account holder | $3,822 | $15,393-75.2% | $12,824-70.2% | $11,409-66.5% |