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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,313 | $160,059-34.2% | $140,019-24.8% | $135,380-22.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 133.27% | 911.48%-778.2pp | 651.17%-517.9pp | 519.81%-386.5pp |
| Employer contribution / active EE | $4,480 | $6,420-30.2% | $5,605-20.1% | $4,779-6.3% |
| Participant deferral / active EE | $9,813 | $7,641+28.4% | $6,927+41.7% | $5,609+74.9% |
| Admin fee / account holder | $430 | $13,328-96.8% | $10,705-96.0% | $10,828-96.0% |