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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,027 | $54,380-11.7% | $68,509-29.9% | $59,633-19.5% |
| Participation rate | 67.1% | 70.2%-3.1pp | 74.7%-7.7pp | 68.7%-1.6pp |
| Annual return | -0.76% | 2.83%-3.6pp | 8.27%-9.0pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $768 | $1,539-50.1% | $2,278-66.3% | $2,203-65.1% |
| Participant deferral / active EE | $1,829 | $2,643-30.8% | $3,382-45.9% | $3,192-42.7% |
| Admin fee / account holder | $7,133 | $3,885+83.6% | $5,275+35.2% | $4,297+66.0% |