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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,252 | $152,612-74.3% | $125,192-68.6% | $152,897-74.3% |
| Participation rate | 95.0% | 83.3%+11.7pp | 79.8%+15.2pp | 82.5%+12.5pp |
| Annual return | 17.04% | 54.85%-37.8pp | 43.79%-26.8pp | 345.43%-328.4pp |
| Employer contribution / active EE | $1 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,466 | $5,868-58.0% | $4,937-50.1% | $5,851-57.9% |
| Admin fee / account holder | $55,010 | $13,437+309.4% | $9,704+466.9% | $11,599+374.2% |