Filed April 21, 2025
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,814 | $46,689-36.1% | $117,498-74.6% | $68,495-56.5% |
| Participation rate | 58.5% | 56.8%+1.7pp | 70.6%-12.1pp | 67.9%-9.4pp |
| Annual return | -13.19% | -14.52%+1.3pp | 29.75%-42.9pp | -7.84%-5.3pp |
| Employer contribution / active EE | $970 | $1,505-35.6% | $4,178-76.8% | $2,596-62.7% |
| Participant deferral / active EE | $2,930 | $2,637+11.1% | $4,071-28.0% | $4,028-27.2% |
| Admin fee / account holder | $12,615 | $4,021+213.7% | $5,646+123.4% | $5,403+133.5% |