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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,673 | $77,962-74.8% | $178,540-89.0% | $80,935-75.7% |
| Participation rate | 21.2% | 65.7%-44.5pp | 77.1%-55.9pp | 67.7%-46.5pp |
| Annual return | 13.17% | 18.10%-4.9pp | 27.15%-14.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $531 | $2,280-76.7% | $3,953-86.6% | $2,757-80.7% |
| Participant deferral / active EE | $1,420 | $4,404-67.8% | $6,281-77.4% | $4,299-67.0% |
| Admin fee / account holder | $1,672 | $7,156-76.6% | $10,424-84.0% | $6,924-75.9% |