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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO Service code 15 · EIN 01-0233346 | Recordkeeping | $5,497 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,642 | $77,908+98.5% | $149,696+3.3% | $75,173+105.7% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.16% | 31.73%-18.6pp | 134.46%-121.3pp | 160.72%-147.6pp |
| Employer contribution / active EE | $4,522 | $3,138+44.1% | $4,821-6.2% | $2,671+69.3% |
| Participant deferral / active EE | $8,144 | $3,411+138.7% | $5,682+43.3% | $4,126+97.4% |
| Admin fee / account holder | $608 | $5,950-89.8% | $13,212-95.4% | $5,651-89.2% |