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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO Service code 15 · EIN 01-0233346 | Recordkeeping | $6,585 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,028 | $61,166+217.2% | $185,849+4.4% | $79,391+144.4% |
| Participation rate | 100.0% | 66.6%+33.4pp | 81.7%+18.3pp | 70.7%+29.3pp |
| Annual return | 9.90% | 19.45%-9.5pp | 122.10%-112.2pp | 116.88%-107.0pp |
| Employer contribution / active EE | $3,970 | $2,321+71.1% | $5,169-23.2% | $2,428+63.5% |
| Participant deferral / active EE | $7,801 | $2,789+179.7% | $5,569+40.1% | $4,046+92.8% |
| Admin fee / account holder | $812 | $710+14.3% | $16,244-95.0% | $627+29.5% |