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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,155 | $52,519+96.4% | $155,789-33.8% | $59,633+73.0% |
| Participation rate | 44.8% | 61.7%-16.9pp | 76.1%-31.3pp | 68.7%-23.8pp |
| Annual return | -1.72% | 53.51%-55.2pp | 71.54%-73.3pp | 2041.40%-2043.1pp |
| Employer contribution / active EE | $882 | $1,589-44.5% | $3,839-77.0% | $2,203-59.9% |
| Participant deferral / active EE | $3,529 | $3,084+14.4% | $4,798-26.4% | $3,192+10.6% |
| Admin fee / account holder | $6,803 | $3,540+92.2% | $7,477-9.0% | $4,297+58.3% |