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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,410 | $181,896-56.3% | $156,551-49.3% | $273,972-71.0% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 7.06% | 30.74%-23.7pp | 32.23%-25.2pp | 41.46%-34.4pp |
| Employer contribution / active EE | $1,552 | $6,248-75.2% | $5,501-71.8% | $4,869-68.1% |
| Participant deferral / active EE | $5,197 | $5,550-6.4% | $4,871+6.7% | $5,287-1.7% |
| Admin fee / account holder | $688 | $15,560-95.6% | $13,028-94.7% | $10,133-93.2% |