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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,941 | $84,236-68.0% | $170,435-84.2% | $70,126-61.6% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 0.40% | 23.06%-22.7pp | 205.94%-205.5pp | 73.15%-72.7pp |
| Employer contribution / active EE | $2,444 | $3,387-27.8% | $5,432-55.0% | $2,343+4.3% |
| Participant deferral / active EE | $4,374 | $3,086+41.7% | $4,939-11.4% | $3,332+31.3% |
| Admin fee / account holder | $1,760 | $5,698-69.1% | $13,881-87.3% | $4,645-62.1% |