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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,178 | $92,766+79.1% | $82,763+100.8% | $134,545+23.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -17.67% | 946.97%-964.6pp | 702.45%-720.1pp | 418.37%-436.0pp |
| Employer contribution / active EE | $11,598 | $3,273+254.3% | $3,008+285.5% | $4,742+144.6% |
| Participant deferral / active EE | $5,528 | $4,802+15.1% | $4,395+25.8% | $6,401-13.6% |
| Admin fee / account holder | $11,204 | $5,978+87.4% | $5,325+110.4% | $11,431-2.0% |