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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,269 | $53,128+186.6% | $86,582+75.9% | $70,126+117.1% |
| Participation rate | 41.2% | 65.3%-24.1pp | 73.5%-32.4pp | 69.5%-28.4pp |
| Annual return | 20.49% | 27.66%-7.2pp | 965.08%-944.6pp | 73.15%-52.7pp |
| Employer contribution / active EE | $874 | $2,068-57.7% | $2,839-69.2% | $2,343-62.7% |
| Participant deferral / active EE | $2,132 | $2,695-20.9% | $3,609-40.9% | $3,332-36.0% |
| Admin fee / account holder | $1,924 | $3,584-46.3% | $4,904-60.8% | $4,645-58.6% |