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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,732 | $53,128+53.8% | $86,582-5.6% | $70,126+16.5% |
| Participation rate | 88.1% | 65.3%+22.8pp | 73.5%+14.5pp | 69.5%+18.6pp |
| Annual return | 20.40% | 27.66%-7.3pp | 965.08%-944.7pp | 73.15%-52.8pp |
| Employer contribution / active EE | $474 | $2,068-77.1% | $2,839-83.3% | $2,343-79.8% |
| Participant deferral / active EE | $6,876 | $2,695+155.1% | $3,609+90.5% | $3,332+106.4% |
| Admin fee / account holder | $11,573 | $3,584+222.9% | $4,904+136.0% | $4,645+149.1% |