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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,865 | $45,152+59.2% | $73,835-2.7% | $59,633+20.5% |
| Participation rate | 88.6% | 64.0%+24.6pp | 73.4%+15.1pp | 68.7%+19.9pp |
| Annual return | 0.04% | 27.40%-27.4pp | 2268.13%-2268.1pp | 2041.40%-2041.4pp |
| Employer contribution / active EE | $571 | $1,901-69.9% | $2,788-79.5% | $2,203-74.1% |
| Participant deferral / active EE | $6,517 | $2,573+153.3% | $3,583+81.9% | $3,192+104.2% |
| Admin fee / account holder | $39,494 | $3,515+1023.7% | $4,880+709.4% | $4,297+819.1% |