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| Provider | Service type | Compensation |
|---|---|---|
JONATHAN G. FURLOW, CPA1+ years Filed as: JONATHAN ROBERTS ADVISORY GROUP Service code 27 · EIN 59-3680571 | Advisory (Plan) | $56,975 |
BMO HARRIS BANK NA1+ years Service code 15 · EIN 36-2085229 | Recordkeeping | $26,821 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $9,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,176 | $48,313+152.9% | $73,309+66.7% | $52,331+133.5% |
| Participation rate | 100.0% | 68.6%+31.4pp | 74.9%+25.1pp | 68.1%+31.9pp |
| Annual return | -1.71% | 3.85%-5.6pp | 5.67%-7.4pp | 4.54%-6.3pp |
| Employer contribution / active EE | $2,898 | $1,661+74.4% | $3,237-10.5% | $1,882+54.0% |
| Participant deferral / active EE | $7,770 | $4,189+85.5% | $4,991+55.7% | $3,022+157.1% |
| Admin fee / account holder | $358 | $404-11.3% | $5,635-93.6% | $592-39.4% |