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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,669 | $93,617+245.7% | $135,982+138.0% | $75,177+330.5% |
| Participation rate | 90.7% | 75.2%+15.5pp | 81.9%+8.8pp | 67.2%+23.5pp |
| Annual return | 15.31% | 30.89%-15.6pp | 68.32%-53.0pp | 160.75%-145.4pp |
| Employer contribution / active EE | $12,991 | $3,538+267.2% | $4,859+167.4% | $2,671+386.4% |
| Participant deferral / active EE | $11,746 | $6,406+83.4% | $7,760+51.4% | $4,126+184.7% |
| Admin fee / account holder | $52,156 | $6,980+647.3% | $10,767+384.4% | $5,651+822.9% |