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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,374 | $89,370+170.1% | $141,197+70.9% | $72,976+230.8% |
| Participation rate | 91.2% | 75.1%+16.0pp | 82.5%+8.7pp | 69.5%+21.7pp |
| Annual return | 13.80% | 111.88%-98.1pp | 71.41%-57.6pp | 81.02%-67.2pp |
| Employer contribution / active EE | $7,745 | $3,115+148.6% | $4,736+63.5% | $2,440+217.4% |
| Participant deferral / active EE | $8,081 | $5,419+49.1% | $6,710+20.4% | $3,608+124.0% |
| Admin fee / account holder | $30,614 | $5,957+413.9% | $10,265+198.2% | $5,124+497.4% |