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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,300 | $124,346+218.7% | $111,308+256.0% | $167,536+136.5% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 15.79% | 37.45%-21.7pp | 54.67%-38.9pp | 478.82%-463.0pp |
| Employer contribution / active EE | $3,944 | $3,437+14.7% | $2,732+44.4% | $4,839-18.5% |
| Participant deferral / active EE | $10,379 | $5,182+100.3% | $4,487+131.3% | $6,342+63.7% |
| Admin fee / account holder | $1,926 | $10,621-81.9% | $7,965-75.8% | $12,315-84.4% |