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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,429 | $92,219+114.1% | $76,767+157.2% | $135,380+45.8% |
| Participation rate | 91.7% | 79.8%+11.9pp | 77.0%+14.7pp | 82.6%+9.0pp |
| Annual return | -8.82% | 5.46%-14.3pp | 2.43%-11.2pp | 519.81%-528.6pp |
| Employer contribution / active EE | $3,222 | $3,216+0.2% | $2,485+29.7% | $4,779-32.6% |
| Participant deferral / active EE | $8,828 | $4,508+95.8% | $3,852+129.2% | $5,609+57.4% |
| Admin fee / account holder | $2,173 | $10,749-79.8% | $6,675-67.4% | $10,828-79.9% |