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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,669 | $117,829+251.9% | $102,423+304.9% | $145,877+184.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.93% | 31.83%-19.9pp | 29.42%-17.5pp | 551.28%-539.4pp |
| Employer contribution / active EE | $4,904 | $3,615+35.7% | $3,023+62.2% | $4,663+5.2% |
| Participant deferral / active EE | $15,101 | $5,732+163.4% | $5,054+198.8% | $6,691+125.7% |
| Admin fee / account holder | $2,807 | $13,335-79.0% | $9,455-70.3% | $13,402-79.1% |