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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,669 | $117,895+251.7% | $102,460+304.7% | $145,897+184.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.93% | 31.92%-20.0pp | 29.47%-17.5pp | 552.29%-540.4pp |
| Employer contribution / active EE | $4,904 | $3,619+35.5% | $3,025+62.1% | $4,663+5.2% |
| Participant deferral / active EE | $15,101 | $5,736+163.3% | $5,056+198.7% | $6,689+125.8% |
| Admin fee / account holder | $2,807 | $13,353-79.0% | $9,460-70.3% | $13,390-79.0% |