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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,612 | $105,623+154.3% | $87,502+207.0% | $273,970-2.0% |
| Participation rate | 83.3% | 78.2%+5.1pp | 73.8%+9.5pp | 83.0%+0.3pp |
| Annual return | 11.74% | 12.26%-0.5pp | 12.21%-0.5pp | 41.46%-29.7pp |
| Employer contribution / active EE | $2,814 | $3,141-10.4% | $2,550+10.4% | $4,869-42.2% |
| Participant deferral / active EE | $9,696 | $3,601+169.3% | $3,149+207.9% | $5,287+83.4% |
| Admin fee / account holder | $4,782 | $4,7810% | $4,221+13.3% | $10,132-52.8% |