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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,360 | $110,337-58.0% | $102,383-54.7% | $145,877-68.2% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 12.86% | 24.83%-12.0pp | 24.94%-12.1pp | 551.28%-538.4pp |
| Employer contribution / active EE | $1,490 | $4,216-64.7% | $3,870-61.5% | $4,663-68.1% |
| Participant deferral / active EE | $8,407 | $5,621+49.6% | $5,060+66.2% | $6,691+25.7% |
| Admin fee / account holder | $1,953 | $9,750-80.0% | $8,391-76.7% | $13,402-85.4% |