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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,871 | $106,247-72.8% | $96,515-70.1% | $139,466-79.3% |
| Participation rate | 87.0% | 77.8%+9.1pp | 74.3%+12.6pp | 80.3%+6.6pp |
| Annual return | 18.64% | 38.47%-19.8pp | 35.73%-17.1pp | 373.66%-355.0pp |
| Employer contribution / active EE | $2,755 | $4,106-32.9% | $3,740-26.3% | $4,754-42.0% |
| Participant deferral / active EE | $4,526 | $5,456-17.0% | $4,880-7.2% | $6,712-32.6% |
| Admin fee / account holder | $906 | $7,885-88.5% | $6,735-86.6% | $11,409-92.1% |