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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,314 | $106,236+20.8% | $96,496+33.0% | $139,427-8.0% |
| Participation rate | 91.3% | 77.8%+13.5pp | 74.3%+17.0pp | 80.3%+11.0pp |
| Annual return | 11.11% | 38.43%-27.3pp | 35.70%-24.6pp | 373.27%-362.2pp |
| Employer contribution / active EE | $5,904 | $4,104+43.9% | $3,738+58.0% | $4,752+24.3% |
| Participant deferral / active EE | $6,960 | $5,455+27.6% | $4,879+42.7% | $6,711+3.7% |
| Admin fee / account holder | $8,862 | $7,879+12.5% | $6,731+31.7% | $11,404-22.3% |