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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,567 | $116,190-37.5% | $93,614-22.5% | $152,885-52.5% |
| Participation rate | 55.6% | 78.0%-22.5pp | 75.8%-20.3pp | 82.5%-26.9pp |
| Annual return | 9.57% | 35.96%-26.4pp | 32.76%-23.2pp | 345.39%-335.8pp |
| Employer contribution / active EE | $1,524 | $3,219-52.6% | $2,718-43.9% | $4,763-68.0% |
| Participant deferral / active EE | $1,906 | $4,604-58.6% | $4,069-53.2% | $5,851-67.4% |
| Admin fee / account holder | $824 | $10,749-92.3% | $7,889-89.6% | $11,598-92.9% |