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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,482 | $112,112-57.6% | $95,956-50.5% | $158,950-70.1% |
| Participation rate | 61.5% | 79.0%-17.4pp | 77.1%-15.5pp | 82.0%-20.4pp |
| Annual return | 15.11% | 171.15%-156.0pp | 91.63%-76.5pp | 302.91%-287.8pp |
| Employer contribution / active EE | $1,106 | $3,199-65.4% | $2,541-56.5% | $4,762-76.8% |
| Participant deferral / active EE | $4,913 | $4,784+2.7% | $4,167+17.9% | $5,983-17.9% |
| Admin fee / account holder | $143 | $10,134-98.6% | $6,797-97.9% | $11,248-98.7% |