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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,147 | $160,040-50.5% | $147,096-46.2% | $145,877-45.7% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 9.30% | 98.49%-89.2pp | 419.75%-410.5pp | 551.28%-542.0pp |
| Employer contribution / active EE | $1,531 | $5,289-71.1% | $4,936-69.0% | $4,663-67.2% |
| Participant deferral / active EE | $3,221 | $8,429-61.8% | $8,071-60.1% | $6,691-51.9% |
| Admin fee / account holder | $12,126 | $15,050-19.4% | $13,005-6.8% | $13,402-9.5% |