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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,813 | $150,447-50.3% | $136,298-45.1% | $147,586-49.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.27% | 1049.15%-1033.9pp | 5156.27%-5141.0pp | 578.59%-563.3pp |
| Employer contribution / active EE | $8,667 | $5,256+64.9% | $4,696+84.6% | $4,876+77.7% |
| Participant deferral / active EE | $4,197 | $6,631-36.7% | $6,247-32.8% | $5,439-22.8% |
| Admin fee / account holder | $2,987 | $10,906-72.6% | $9,244-67.7% | $10,886-72.6% |