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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,147 | $160,070-50.6% | $147,117-46.2% | $145,897-45.8% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 9.30% | 98.69%-89.4pp | 420.54%-411.2pp | 552.29%-543.0pp |
| Employer contribution / active EE | $1,531 | $5,285-71.0% | $4,932-69.0% | $4,663-67.2% |
| Participant deferral / active EE | $3,221 | $8,419-61.7% | $8,065-60.1% | $6,689-51.9% |
| Admin fee / account holder | $12,126 | $15,035-19.3% | $12,993-6.7% | $13,390-9.4% |