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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,662 | $65,246-5.5% | $98,716-37.5% | $67,986-9.3% |
| Participation rate | 71.0% | 51.4%+19.6pp | 69.3%+1.7pp | 57.2%+13.8pp |
| Annual return | 11.81% | 20.58%-8.8pp | 31.81%-20.0pp | 31.67%-19.9pp |
| Employer contribution / active EE | $1,400 | $1,042+34.4% | $2,279-38.6% | $2,019-30.6% |
| Participant deferral / active EE | $4,651 | $2,594+79.3% | $4,048+14.9% | $3,358+38.5% |
| Admin fee / account holder | $9,620 | $4,561+110.9% | $8,703+10.5% | $3,203+200.3% |