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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $24,401 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 55 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52556 | Other Commissions | $15,559 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $695 |
Service code 99 1801 CALIFORNIA STREET · DENVER, CO 80202 | Other Fees | $515 |
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $200 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,237 | $61,172-47.3% | $185,851-82.7% | $79,389-59.4% |
| Participation rate | 62.7% | 66.6%-3.9pp | 81.7%-19.0pp | 70.7%-8.0pp |
| Annual return | 15.64% | 19.45%-3.8pp | 122.11%-106.5pp | 116.89%-101.3pp |
| Employer contribution / active EE | $931 | $2,321-59.9% | $5,168-82.0% | $2,428-61.7% |
| Participant deferral / active EE | $2,864 | $2,788+2.7% | $5,569-48.6% | $4,046-29.2% |
| Admin fee / account holder | $169 | $710-76.2% | $16,245-99.0% | $626-73.0% |